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SBA 504 Loan Interest Rates

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November 2024

25-Year Fixed Rate Standard:
6.325%

25-Year Fixed Rate Refinance:
6.354%

20-Year Fixed Rate Standard:
6.395%

20-Year Fixed Rate Refinance:
6.425%

10-Year Estimated Fixed Rate Standard:
6.519%

10-Year Estimated Fixed Rate Refinance:
6.555%

Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.

Servicing the States of Alabama, Florida, and Georgia.

Company Directory

Sales & Marketing

Marsha Asbury-Turner, BDO

850.566.6152 

Alejandro Buitrago, VP & BDO

786.229.4688

Iris Despain, VP & BDO

813.951.1094

John Hanrahan, VP & BDO

407.276.4961

Gayle Hoshstrasser, Sales Manager: Florida

205.962.9137

Brenda Marvin, BDO

321.831.9147

Laurel McNamara, BDO

561.764.4881 

Scott Radway, VP & BDO

727.871.8033

Drew Robinson, BDO

205.659.3311

Kristen Tackett, VP & BDO

904.861.2270

Angie Alarcon, Lending Assistant

786.229.4688

Victoria Morin, Lending Assistant

786.229.4688

Loan Processing, Closing & Funding

Name

Email

Phone

Closing Binder Submission

321.676.8467

Andrea "Andi" Aguirre, Processor

786.845.0400

Kara Alejo, Closer

904.475.2099

JoAnna Bachar, Senior Closer

321.327.7034 

Darcie Brown, Department Manager

321.474.6017

JoAnne Corkum, Closer

904.322.7551

Rosalind Cromartie, Processor

850.681.3331

Stacey Green, Assistant Processing Manager

850.393.0496

Lauren Markes, Processor

321.327.2894

Joseph Martin, Closer

321.327.3616 

Carol Mudge, Closer

850.681.3338

Camille Seegoolam, Closer

561.274.3739

Alison Tschaekofske, Closer

904.478.8258

Maria Valdes, Senior Closer

904.475.2830

Margie Wilson, Assistant Closing Manager

904.800.2501

Credit Underwriting

Name

Email

Phone

Lisa Ellis, Underwriter

904.717.9477

Sheila Elmore, Assistant

850.681.3346

Angie Graves, SVP & Department Manager

904.861.2272

Cindy Green, Senior Assistant

850.681.3324

Fatima Abdul-Hadi, Assistant

904.861.2271

Gail Lagace, SVP & Assistant Department Manager

813.326.0401

Ian Livingston, Underwriter

850.681.3345

Sherry Mojtabaee, SVP & Underwriter

786.229.4695

Vladimir Olivier, Underwriter

770.235.2058

Angela Peterson, Underwriter

727.631.4986

Drew Reed, Assistant

850.702.5301

Joshua Williams, Underwriter

386.804.6911

Loan Administration

Name

Email

Phone

Jessica Baggett, Credit Risk Officer

850.681.3348

Jillean Cooper, Servicing Officer

850.702.5303

Monique Coulliette, Servicing Officer

850.681.3336

Pat Flowers, Servicing Officer

850.681.3321

Christina Kelley, Assistant Department Manager

850.681.3343

Hartmann Lynn, Servicing Officer

850.681.3322

Lynn McDaniel, SVP & Department Manager

850.681.3328

Kenney Potter, Servicing Officer

850.702.5302

Letheria Rogers, Servicing Officer & Programs Administrator

850.681.3347

Brian Roy, Servicing Officer

850.702.0902

Tameka Thomas, Servicing Officer

850.681.3342 

Helen Varela, Servicing Officer

786.845.0405 

Jason Werner, Credit Risk Officer

850.681.3340

Administration

Name

Email

Phone

Andrea Bowman, Assistant

321.676.8467 

Diana Desilets, Accounting

850.681.3330

Beth Duncan, HR & Special Projects

850.681.3325

Michelle Griggs, Executive Asssistant

850.558.2941

Molly Hobstetter, Assistant Dir. of Administration & SSBCI Support

850.681.3339

Jelani Hughes, Administrative Assistant

850.512.1569

Christine Melloh, Department Manager & Chief Compliance Officer

321.684.2973

Heidi Pullen, Bookkeeper

850.681.3323

Information Technology

Name

Email

Phone

Chris Choice,  System Administrator

850.681.3335

Paul Haigh, System Administrator

850.681.9743

Executive Offices

Name

Email

Phone

Todd Kocourek, President & Chief Executive Officer

850.681.3601

Mark Kruse, Executive Vice President & General Counsel

850.681.3344